Senior Citizen Health Program:
         Premiums and buy-up rates


If you qualify for the Senior Citizen Health Program, you must enroll and pay timely quarterly premiums to be covered under the Senior Program. The current premiums are listed below. Also, note that you may pay your Health Plan premiums onlineTo learn more about how to qualify for individual or family coverage, visit the Qualification requirements page.

Premiums for Senior Citizen Health Program coverage 

Premiums for Senior Program coverage are typically adjusted annually each Jan. 1, but Senior Program premiums did not change from 2014 to 2015 and will not change for 2016. However, buy-up premiums (see the section below) are expected to increase April 1, 2016.

2015/2016 premiums for Senior Program coverage (effective beginning Jan. 1, 2014)
  • Retiree only ... $166 per quarter (whether qualified for individual or family coverage)
  • Retiree and legal spouse / domestic partner ... $484 per quarter (if qualified for family coverage)
  • Retiree with children ... $484 per quarter (if qualified for family coverage)
  • Full family ... $552 per quarter (if qualified for family coverage)  

Buy-up premiums
If you only qualify for individual coverage -- but not family coverage -- under the Senior Citizen Health Program , you may choose to "buy up" to family coverage by paying a buy-up premium, in addition to the individual "retiree only" premium, each quarter. Buy-up premiums are typically adjusted annually each April 1.

Current quarterly buy-up premiums for the Senior Program (effective April 1, 2015)
  • Additional cost to cover one dependent ... $2,653 per quarter (plus the required individual "retiree only" premium listed above)
  • Additional cost to cover  two or more dependents ... $5,054 per quarter (plus the required individual "retiree only" premium listed above)

Concerned about paying your premiums?

Financial assistance and other resources
are available to assist participants who qualify.

Premiums are subject to change.Refer to the 2011 Health Plan Summary Plan Description and relevant Benefits Updates for complete information and details.