DENTAL PROGRAM

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The Dental Program provides benefits to reduce your out‑of-pocket expenses for preventive dental services performed while the patient is covered for benefits.

In most cases, if you are covered by the Family Plan, the Dental Program will also cover your dependents’ preventive dental expenses. However, dental coverage is not provided for:

• the dependents of those participants covered under the Senior Citizen Program;
• those participants covered as Early Retirees and their dependents; and
• those surviving spouses covered on the basis of the participant's lifetime earnings.

The AFTRA Health Fund has arranged with The Guardian Life Insurance Company to administer this program and to provide access to its preferred provider network of dentists, DentalGuard Preferred.

The Guardian, through its DentaIGuard Preferred provider network, has agreements with dentists (Participating Dentists) throughout the United States to provide preventive dental services at rates that are lower than the fees usually charged for such services.

If you choose, you may use dentists who are not members of the network (Non‑Participating Dentists). You are also free to change your choice of dentist whenever you wish. However, if you choose to use a Non-Participating Dentist your out‑of‑pocket costs will be greater than if you used a Participating Dentist. The choice is yours.

The Guardian Life Insurance Company
P.O. Box 2459
Spokane, WA 99210‑2459
(800) 765‑6405
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